The optional insurance offered through our website covers damage only. It does not cover water damage, missing accessories, or lost/stolen equipment.

There is a 10% deductible based on the retail value of the main piece of equipment being insured. This deductible applies to any damages to the equipment and its accessories as a whole. For example, if you rent a lens valued at $1,000 (the main piece of equipment), the deductible is $100, regardless of whether the lens or any of its accessories (like a case or lens hood) are damaged.

In the event the equipment is damaged, we would send it off for repair and the charge to you will be based on the repair cost. If the repair cost is less than the deductible (in the example above, less than $100) then you are responsible for the repair amount. If the repair cost is greater than the deductible (in the example above, greater than $100) then you are only responsible for $100.

The insurance safeguards you from the responsibility of paying the entire repair cost or the full replacement value in the event of extensive damage.